Forced Placed Insurance

When a property is determined to be located within a Special Flood Hazard Area (SFHA), the client is notified and has 45 days to purchase the necessary amount of flood insurance as stipulated by the National Flood Insurance Reform Act. The Borrower Letter of Notification can be printed by selecting the corresponding option from the print screen. If after receiving this letter, insurance coverage is not obtained within the allotted time, USDS will force place insurance on behalf of the borrower and provide supporting documentation.